IBM Systems Magazine, Mainframe - September/October 2016 - 27

A Modern System IBM midtier solutions exploit API and microservices to drive innovation By Avijit Chatterjee and Stefano Delle Chiaie k Illustration by James Taylor he app economy has transformed banking. In-branch transactions have dropped by more than a third since 2009, according to data reported by consultancy Bancography in Financial Times (bit.ly/29yQ5gk). This reduction in visits to physical locations has resulted in lower operating costs because smaller and fewer branches are needed and because a mobile transaction is cheaper than one done in branch, the article states. Because of this, banks are investing in digital banking. In the past decade, as smartphone use has increased, so has mobile banking. Banks today participate in an API economy, partnering with e-commerce vendors, insurance companies, car dealers, home realty companies and e-wallet providers, to name a few. India, with over 1.2 billion people, is looking to go cashless T by introducing Universal Payment Interface, a system that provides a unique identifier, such as an email address, for every account participating in an electronic transaction. Blockchain technology is helping enable a modern payment architecture in the financial technology space that supports real-time settlements, avoiding the need for a central counterparty, according to CFO magazine (bit.ly/292HPFW). TAKEAWAY s The app economy is driving a need for a modern midtier that serves data from and feeds transaction requests into a system of record emanating from a system of engagement. s !S MOBILE DEVICES HAVE LIMITED #05 AND MEMORY BANDWIDTH MICROSERVICES AND !0)S ARE USED TO CONNECT SERVICES WITH SYSTEMS OF INTEGRATION COMPONENTS ENABLING THIS s )N A BANKING EXAMPLE THE USE OF 7EB3PHERE E8TREME 3CALE RESULTS ON CACHING FOR A QUICKER RESPONSE TIME AND A LOWER TOTAL COST OF ACQUISITION AND A SIMILAR EXAMPLE CAN BE FOUND IN OTHER industries. These innovations are driving a need for a modern midtier (i.e., systems of integration) that serves data from and feeds transaction requests into a system of record (SoR) emanating from a system of engagement (SoE). It's About Microservices Banks provide sophisticated enduser services built by combining results from different applications. A majority of these services aren't built in a monolithic way but are rather componentized via API-based access to data and business services, meeting demands of agile development and mobile deployment. Mobile devices have limited CPU and memory bandwidth, so applications use lightweight representational state transfer (REST) services-which are HTTPbased with uniform resource identifiers pointing to a domain SEPTEMBER/OCTOBER 2016 // 27 http://bit.ly/29yQ5gk http://bit.ly/292HPFW

Table of Contents for the Digital Edition of IBM Systems Magazine, Mainframe - September/October 2016

Table of Contents
Editor's Desk: Mitigating money matters
IBM Perspective: Linux on z Systems provides financial industry a foundation for blockchain
Partner PoV: Virtualization helps improve time to market and data center operations
IT Today: Blockchain's potential extends beyond the financial industry
Case Study: The Right Tools: Educational Testing Service streamlines application calls and improves PCI compliance
Cover Story: Process Transformation: Blockchain brings speed, security and transparency to business
Feature: A Modern System: IBM midtier solutions exploit API and microservices to drive innovation
Special Report: Mainframe Security Survey: Unauthorized users and external hackers are top concerns cited in survey
Tech Corner: Create a DevOps pipeline for Java applications in CICS
Solutions: zVT Control Center, dbDefender DAM Agent for DB2
Stop Run: IBM software engineer balances his day job with acting
Reference Point - Global Events, Education, Resources for Mainframe
IBM Systems Magazine, Mainframe - September/October 2016 - Intro
IBM Systems Magazine, Mainframe - September/October 2016 - Cover1
IBM Systems Magazine, Mainframe - September/October 2016 - Cover2
IBM Systems Magazine, Mainframe - September/October 2016 - 1
IBM Systems Magazine, Mainframe - September/October 2016 - Table of Contents
IBM Systems Magazine, Mainframe - September/October 2016 - 3
IBM Systems Magazine, Mainframe - September/October 2016 - 4
IBM Systems Magazine, Mainframe - September/October 2016 - 5
IBM Systems Magazine, Mainframe - September/October 2016 - Editor's Desk: Mitigating money matters
IBM Systems Magazine, Mainframe - September/October 2016 - 7
IBM Systems Magazine, Mainframe - September/October 2016 - IBM Perspective: Linux on z Systems provides financial industry a foundation for blockchain
IBM Systems Magazine, Mainframe - September/October 2016 - 9
IBM Systems Magazine, Mainframe - September/October 2016 - Partner PoV: Virtualization helps improve time to market and data center operations
IBM Systems Magazine, Mainframe - September/October 2016 - 11
IBM Systems Magazine, Mainframe - September/October 2016 - 12
IBM Systems Magazine, Mainframe - September/October 2016 - IT Today: Blockchain's potential extends beyond the financial industry
IBM Systems Magazine, Mainframe - September/October 2016 - 14
IBM Systems Magazine, Mainframe - September/October 2016 - 15
IBM Systems Magazine, Mainframe - September/October 2016 - Case Study: The Right Tools: Educational Testing Service streamlines application calls and improves PCI compliance
IBM Systems Magazine, Mainframe - September/October 2016 - 17
IBM Systems Magazine, Mainframe - September/October 2016 - 18
IBM Systems Magazine, Mainframe - September/October 2016 - 19
IBM Systems Magazine, Mainframe - September/October 2016 - Cover Story: Process Transformation: Blockchain brings speed, security and transparency to business
IBM Systems Magazine, Mainframe - September/October 2016 - 21
IBM Systems Magazine, Mainframe - September/October 2016 - 22
IBM Systems Magazine, Mainframe - September/October 2016 - 23
IBM Systems Magazine, Mainframe - September/October 2016 - 24
IBM Systems Magazine, Mainframe - September/October 2016 - 25
IBM Systems Magazine, Mainframe - September/October 2016 - Feature: A Modern System: IBM midtier solutions exploit API and microservices to drive innovation
IBM Systems Magazine, Mainframe - September/October 2016 - 27
IBM Systems Magazine, Mainframe - September/October 2016 - 28
IBM Systems Magazine, Mainframe - September/October 2016 - 29
IBM Systems Magazine, Mainframe - September/October 2016 - 30
IBM Systems Magazine, Mainframe - September/October 2016 - Special Report: Mainframe Security Survey: Unauthorized users and external hackers are top concerns cited in survey
IBM Systems Magazine, Mainframe - September/October 2016 - 32
IBM Systems Magazine, Mainframe - September/October 2016 - 33
IBM Systems Magazine, Mainframe - September/October 2016 - 34
IBM Systems Magazine, Mainframe - September/October 2016 - 35
IBM Systems Magazine, Mainframe - September/October 2016 - 36
IBM Systems Magazine, Mainframe - September/October 2016 - 37
IBM Systems Magazine, Mainframe - September/October 2016 - 38
IBM Systems Magazine, Mainframe - September/October 2016 - 39
IBM Systems Magazine, Mainframe - September/October 2016 - 40
IBM Systems Magazine, Mainframe - September/October 2016 - 41
IBM Systems Magazine, Mainframe - September/October 2016 - Tech Corner: Create a DevOps pipeline for Java applications in CICS
IBM Systems Magazine, Mainframe - September/October 2016 - 43
IBM Systems Magazine, Mainframe - September/October 2016 - 44
IBM Systems Magazine, Mainframe - September/October 2016 - 45
IBM Systems Magazine, Mainframe - September/October 2016 - Solutions: zVT Control Center, dbDefender DAM Agent for DB2
IBM Systems Magazine, Mainframe - September/October 2016 - 47
IBM Systems Magazine, Mainframe - September/October 2016 - Stop Run: IBM software engineer balances his day job with acting
IBM Systems Magazine, Mainframe - September/October 2016 - Cover3
IBM Systems Magazine, Mainframe - September/October 2016 - Cover4
IBM Systems Magazine, Mainframe - September/October 2016 - Reference Point - Global Events, Education, Resources for Mainframe
IBM Systems Magazine, Mainframe - September/October 2016 - SE1
IBM Systems Magazine, Mainframe - September/October 2016 - SE2
IBM Systems Magazine, Mainframe - September/October 2016 - SE3
IBM Systems Magazine, Mainframe - September/October 2016 - SE4
IBM Systems Magazine, Mainframe - September/October 2016 - SE5
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